Auto Coverage
Fleet: Owned
Whether you have a single car, or a fleet of hundreds, we can get you covered.
Fleet: Non-Owned
We can provide limits to $2,000,000 for non-owned autos.
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Delivery Coverage
As the insurance market for hired and non-owned and fleet delivery insurance gets more limited, tough, and expensive, our proprietary program offers a corporate-approved, less-expensive alternative.
We provide non-owned auto liability, owned fleet, workers compensation, and property and liability coverages through an A-rated insurance carrier. We also provide MVRs and keep records of all drivers on file, at NO COST to you, normally within 2 hours of receiving your request.
Auto Coverage
Fleet: Owned
Whether you have a single car, or a fleet of hundreds, we can get you covered.
Fleet: Non-Owned
We can provide limits to $2,000,000 for non-owned autos.
Additional Coverage
Employment Practices Liability
Coverage for wage and hour (subject to approval), wrongful firing, harassment, etc.
Business Interruption
Covers loss of profits, key employees’ salaries, etc. for up to 12 months in the event of covered loss of building
Employee Dishonesty
Covers theft by employees
Non-Owned Auto Liability
Limits up to $2M on the Business owner's policy.
Umbrella Liability
Can cover NON-OWNED AUTO up to $2M, general liability and workers compensation/employers liability up to $5m.
Workers Compensation
Dividends and schedule credits available in certain states.
Food Spoilage
The most comprehensive food spoilage forms available
Property/General Liability package policy
Covers you for product liability, slips and falls, etc.
We want to hear your stories to understand your needs, so you get the exact coverage you need to stay protected. For us, it’s more than insurance; it’s always about the people we serve.
Jim Spencer is ready to deliver. Just fill out this form and we’ll be in touch.